Embrace Your Journey to Wellness
At Cardinal Counseling, we’re here to walk with you every step of the way, offering a safe and supportive space for healing and growth.
Insurance for Counseling Services in Indiana
We partner with Headway to verify your benefits and handle billing. Cardinal Counseling is in-network with:
- Aetna, Aetna Medicare Advantage, Ambetter Indiana
- Anthem / Blue Cross Blue Shield (BCBS): Indiana, Illinois, Ohio, New York, Virginia, Michigan, Highmark BCBS Pennsylvania, Horizon BCBS New Jersey, Anthem EAP (Employee Assistance Program)
- Cigna
- Optum / United Healthcare Group: United Healthcare (all plans), United Healthcare Medicare Advantage, All Savers, UMR, EAP, Oscar Health, United Shared Services (UHSS)
- Humana Medicare Advantage, Quest Behavioral Health, Ascension (SmartHealth), Carelon Behavioral Health
- Medicaid (coming soon)
Private Pay
- Cash Pay: $110/session
- Sliding Fee Scale: Available
- FSA & HSA Cards: Accepted and can be filed
Not sure if your plan is covered?
Headway makes it simple—they’ll confirm your benefits and give you transparent cost information before you begin.
Making Care Affordable & Simple
Insurance Plans
We are in-network with many major providers, including Aetna, Anthem, Cigna, United Healthcare, and more. If your plan isn’t listed, reach out—we’ll gladly help verify your benefits.
Simple Payments
We also accept all major credit cards and offer secure online payment options for added convenience. This allows you to manage your appointments easily and focus on your well-being without added stress.
Begin Your Next Chapter with Confidence
Your journey toward mental wellness starts here. Whether you’re managing grief, anxiety, or simply looking for extra support, we’re here to listen and guide you. Scheduling is simple and secure—just click below to get started.
Your Questions, Answered
Everything you need to know before beginning your counseling journey.
How do I know if therapy is right for me?
Therapy can be helpful if you’re feeling stuck, overwhelmed, or want extra support navigating life’s challenges. It offers a safe space to talk through concerns and learn practical coping strategies.
What can I expect during my first session?
Your first session is about getting to know you. We’ll discuss your goals, background, and what brought you to therapy, so we can create a plan tailored to your needs.
How long will I need to attend therapy?
The length of therapy varies. Some clients come for short-term support, while others find ongoing sessions helpful. Together, we’ll determine what feels right for you.
Are my sessions confidential?
Yes. Your privacy is protected by law, and everything you share in therapy remains confidential, except in rare cases required by law.
What if I can't afford therapy?
We accept insurance and also offer private-pay options. Sessions are available at a private-pay rate of $110 per session.
Can I bring a family member or friend?
Yes. If having a trusted person with you helps you feel more comfortable, you’re welcome to bring someone to your session.
What happens if I miss an appointment?
If you need to cancel or reschedule, please give at least 24 hours’ notice. Missed sessions without notice may be subject to a cancellation fee.
How do I choose the right therapist for me?
It’s important that you feel comfortable and supported. We encourage you to schedule an initial consultation to see if our approach feels like a good fit.
What methods of payment do you accept?
We accept most major credit cards, HSA cards, and insurance billing through Headway. Sessions are available at a private-pay rate of $110 per session.
Can I switch therapists if I need to?
Yes. It’s important to find the right fit. If you ever feel like you’d be better served by another therapist, we’ll support you in making that transition.